Today’s the day – a friend is coming over for 11:30am and then we’re off to pick up a van and buy lots of lovely timber so I can finally start making the raised beds for the large allotment.
I’m hoping there may be some clearer weather over the weekend (and Monday as I have a day off) to get started on this but the forecast looks a little grim.
The upside is if rain stops play on the allotment I’ll have 3 days to sort out the spiraling chaos in my flat. I’d had just under 3 weeks off at Christmas when all the flat clearing, tidying and some moderate decorating were due to happen – alas I caught the dreadful seasonal lurgy and achieved precisely nothing! So I started the new year in a state of chaos and I’ve not quite managed to catch up since.
But there are four empty days ahead and I have PLANS so I’m optimistic at the moment that it might be a productive long weekend!
Like many others I’m kicking off my Year of Growth (known as YOG) with a refreshed focus on health and fitness. I’ve had the fitness/exercise part of the equation more or less nailed down since November 2014 which is when I limped into my local gym and threw myself at the mercy of my lovely PT and asked for help. 2014 saw me being both too sedentary during the week and trying to garden like a woman possessed at the weekends on the allotment and I ended up with major back and knee issues.
The PT fixed me in short order and got me a lot fitter – but there’ve been some injuries this year which have hampered my cardio training and the portion control has slipped a bit. So the plan with the PT this year is to get me back to having a regular Friday boxing session ASAP and work on getting back to being fit to run. It’s good to have goals (even if working around plantar fasciitis in the left foot and a weird thing with my right hand at the moment which makes one of my fingers feel like it’s locking/dislocating. For once google has been my friend in diagnosing what’s happened here)!
In the interests of accountability I’ve been weighing and logging food all week, watching my portions and making sure I hit those 13,500 steps per day. So this is what my stats look like.
Top graph (calories consumed – blue) vs calories available (yellow) and bottom graph calories earned through exercise (bue) compared to minutes spent exercising (red).
Most of the exercise has been gentle walking – the spike on Saturday was due to a boxing session in the morning. If I can keep this up for the rest of the month I’ll be off to a good start. On the plus side these stats are pretty good:
- Steps walked: 96,000
- Miles walked: just over 44
- Calories burned: 21,713
I’ve not been quite as successful in improving my sleep patterns. Though I’ve averaged 6 hours and 22 minutes this week it’s only because I slept a ridiculous 10 hours Thursday night/Friday morning. Still haven’t quite cracked the winding down and getting to bed before midnight element of good sleep patterns!
Last year was a decent year on some levels from a personal perspective but with the depressing political situations at both home and abroad I’ve struggled to find positive things to blog about and sadly I didn’t get nearly as much done on the allotments as I would like. But 2017 is now gone…and the turning of the year is a good point to review and plan to do some things differently.
So here’s to 2018 and new opportunities. My only resolution the the last decade or so has been “have more fun” but I’ve decided on a few guidelines for the coming year. There’s also a word for the year – GROWTH – which neatly encapsulates a lot of the things I’d like to do.
- Personal training – continue training with my lovely PT but set some better goals for this month and year. My fitbit helps me keep track of fitness goals and I’m aiming for 14k steps a day (over goal of 5m steps for the year) plus improving my sleep habits.
- Yoga – complete the Daily Om 21 day Beginner Yoga programme – something I can do at home to improve flexibility and mobility.
- Vitamins/healthy eating – I’ve noticed a real difference when I take Vit D so need to get back to it, especially at this time of year. Also I lost focus on food prepping/healthy eating last year. I didn’t go off the rails but I wasn’t planning as well as I could – which meant a lot of Itsu, Eat and Starbucks lunches and dinner purchased on the hoof on the way home (leading to less than optimal nutrition and a significant increase in spending on food).
- Allotments/garden – these also slipped a bit last year. Though a sudden burst of activity at the end of November and early December means I now have a lovely shed on one of my plots – and an incentive to spend more time down there now I have somewhere to shelter from the rain.
- Finances – I’m starting 2018 in a good place and want to end it in a better one – which means paying more attention to day-to-day spending and growing the retirement fund.
- Nesting – I spent a lot of last year looking away from the chaos in my living space. I’m too much of a pack-rat and have too many interested (all requiring stuff) to ever be a minimalist – but I can continue to review, clear, declutter and generally make my home more of a comfortable and relaxing nest.
- Creativity – finish some projects! I have half-knitted items and half-stitched quilts, and bit of half-made jewellery as well as unfinished writing projects and far too many unread books. Time to dust some of those off and feed the soul. Also lumped in this section is a renewed interest in activism. I’m done with feeling helplessly pessimistic about the way things are going – time to take action,
In between posts about the allotments (which will be more regular) I hope to post a monthly update on the above – if only to keep me accountable!
Today is International Women’s Day 2017.
Here’s to all the magnificent bold, brave, staunch women who came before – to the women of NASA celebrated in the recent movie Hidden Figures, to female scientists of the past (and not I hope the present) whose work was co-opted by others.
Here’s to the women who set an example and blazed a trail whether knowingly or not – to the Madame Ching’s of this world – an astonishingly successful Chinese pirate who lived long enough to retire – the Ada Lovelace’s.
The scientists, dreamers, programmers, explorers, nurses, doctors and the witches and wise women throughout history.
In my own family to the bolshy, brave and sometimes quiet women who hung in there and got the job done, and who’ve encouraged all their children to dream and dream big.
And to the little girls who’re coming after – to the ones who’ll build on the successes of the past and change the world again.
My Twitter feed has been one long scroll of horror since 20 January (with some gloriously bright spots such as the millions around the world who took part in the Women’s Marches and the lovely Americans crowding the streets at every opportunity to protest the latest idiocy proposed by Trump).
At the moment the cockles of my cynical heart are being warmed by the numbers of immigration lawyers who have turned up at multiple airports to offer pro-bono advice and try and pry names and details out of CBP staff; the variety of Congress people turning up to support that and the judiciary who have ruled the ‘muslim ban’ as illegal.
I couldn’t do the Women’s March last weekend but in the spirit of Doing Something rather than just amplifying as many voices as possible here’s a partial list of actions I’m putting in place.
a) Signed this petition to limit any visit by Trump – and I’ll be out on the street protesting the moment his toes touch the ground.
b) Attending the Emergency Protest at Downing Street tomorrow night with a pal.
c) Signed this letter ‘from the world’ to dearest Donald letting him know that 3 million of us (and counting) don’t like him one little bit. Sometimes it’s the little things and when you’re dealing with a man that vain there’s something comforting in 3m+ people rejecting him and everything he stands for (on top of those who did a rousing job doing just that last weekend).
d) Letters sent to local councillors and local MP asking pertinent questions and for their reassurance on their positions on a number of key issues.
e) Emailed 10 Downing Street asking whether May really wants to go down in history as the Neville Chamberlain for this decade.
f) Donated to Kal Penn’s amazing fund raiser (US actor who also worked for the Obama administration) who opened what he thought might be a little fund raiser after some twit told him he didn’t belong in America. It’s currently @ $407,000 and rising by the second.
g) Donated to and/or joined (start of a list I expect to grow over coming months)
- Hope not Hate
- Amnesty International
- Friends of the Earth
h) Trying to track down a useful blog post an American pal made about how non-Americans can donate to groups like the ACLU and other civil liberties orgs without jeopardising their status in the US.
It’s a start. Diary dates for coming months – possible further march next Saturday, then two in March – one for preserving the NHS against all incursions and one an anti-Brexit march.
Interesting article from GoCompare on money leaks and how they average out to £360 per person per year on the UK.
The UK wastes a whopping £17.6bn a year by letting money leach away on takeaways, snacks, coffees, ready meals and items and services which aren’t used – that’s an average of £360 of unnecessary spending per person, per year.
Takeaway meals, paying for lunch or snacks at work and unused TV subscriptions all come high in the list. It’s definitely worth taking a quick look at the article for the top 20 money leaks.
Gentle reader have been guilty of many of these in the past – but getting back into the gym in 2014 meant that I totally vanquished my takeaway habit (down to 3-4 times a year rather than 3-4 times a week) and increased my cooking at home from lovely fresh unprocessed ingredients (thus killing off another item on the list – buying too many ready meals).
Unused subscriptions ceased to be a problem once I started adulting like a boss and reconciling my bank accounts monthly .
However I still have some slightly guilty (from a position of fiscal responsibility) habits including:
- the Starbucks coffee ritual (not daily but often enough to rate a mention)!
- not prepping lunch the night before which can – at busy times – lead to a week of lunches from either the staff canteen (relatively economical) or pandering to my Itsu habit (not so economical)!
- occasionally not being quite as on top of my credit card payments and balancing various bank accounts so I get hit by the odd overdue charge (but much improved over the last 2 years).
I’m getting better at the whole lunch prep – especially as knowing what I eat helps with achieving my gym targets. I can certainly afford the coffee and lunches out – I just need to keep an eye out to make sure they’re the occasional treats rather than a daily thing.
One thing that helped me get a grip on spending over the last two years was making my unit of calculation either PT sessions with the lovely PT or things for the allotment.
I’ve found it far easier to balance wants and needs when framing it that way.e g. if I have an ITSU lunch every day this week that equates to 1 PT session. Would I rather eat out for ease or would I rather invest in having fun in the gym? Put that way it’s much easier to go with investing in someone who is totally focused on helping me achieve my goals (and who makes me laugh a lot) rather than a nice snack! Or if I only have one take away coffee this week rather than 4 I can buy several currant bushes or packs of seeds for the garden!
What tricks do you use for breaking some not so great habits and avoiding money leakage?
Posted in Money